Securities products and investment advisory services are offered through Park Avenue Securities LLC (PAS) and Guardian Investor Services LLC
(GIS) located at 7 Hanover Square, New York, NY 10004. GIS and PAS are indirect wholly owned subsidiaries of The Guardian Life Insurance
Company of America, New York, NY. PAS and GIS are members of FINRA/SIPC. Guardian, its subsidiaries, agents or employees do not give tax or legal
advice. You should consult your tax or legal advisor regarding your individual situation.
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